Second Look Financing, Simplified

Fortiva Retail Credit offers second look financing solutions that help businesses approve and retain more consumers.

What We Do

Our Solution

We leverage decades of experience and market-leading technology to create a prime-like consumer experience tailored to your business needs.

Configurable Solutions

Custom Solutions

We specialize in creating configurable second look financing solutions that meet your unique needs.

Prime Integrations

Frictionless Integration

Our technology integrates directly into your prime lender’s application process, ensuring customers have a seamless experience.

Risk Management

Deep Underwriting Capabilities

Fortiva Retail Credit’s 100% automated decisioning and models trained on 40 billion cells of proprietary data help you approve more customers.

Customer Service

Comprehensive Customer Service

Our team of dedicated bilingual support deliver a prime-like experience for your customers.