Please find the answers to the most common questions we receive below. Still have a question? Send us your question here, or give us a call at 800-792-1421.
What is second look financing?
When your customer is rejected by your prime provider, second look is the loan alternative before resorting to lease to own programs. Click here for more information about second look financing and how it can help you increase sales and decrease the number of customers walking out the door.
What is the consumer application process?
We have designed our application to be the same process as for your prime provider. As a result, it is easy to train your sales force and provides the best possible experience for your customer. And, yes, our process is really paperless.
How long until the credit decision is made?
When will I receive my money?
How much does Fortiva retail credit cost?
I have a lease-purchase / rent-to-own (RTO) program, why do I need you?
How does integration work?
Do we use FICO score?
Do you offer a reporting portal?
What are your credit limits?
Types of financing options?
Is Fortiva available in all 50 states?
How do I become a merchant?
Are you ready to sign up?