Our Credit Product

Whether you're looking for a private label or a co-branded credit product for your consumers, we've got the solution for your unique business needs.

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More than 42% of Americans, around 90 million adults, have credit scores below 700 according to fico.com
Fortiva Retail Credit is a leading provider of second look consumer credit at the point of sale across a variety of products and services. We are dedicated to providing our partners with financing solutions that facilitate sales and garner increased loyalty.

Full Suite of Credit Products

Private Label Credit Cards
Keep your consumers coming back and build loyalty with a revolving line of credit that can only be used at your business.
Co-Branded Credit Cards
Give consumers more flexibility by giving them the ability to shop anywhere using a revolving line of credit.

Higher Ticket Values

Increase average basket size and repeat business
Accessorize to complete the look
With greater purchasing power, your consumer may decide a new sofa needs just the right coffee table to complement it.
Opt for the product upgrade
Access to credit provides more flexibility for your consumers to choose upgrade options or select a more premium product.

More Reasons To Choose Fortiva Retail Credit

Risk Management
Our unique and proprietary risk-based underwriting technology leverages proven analytics that look at variables beyond a consumers FICO score when making an approval decision.

Prime Integrations
We partner with leading prime lenders to enable a seamless process for extending credit to more customers.

Scalable infrastructure
Our 100% AWS infrastructure allows you to quickly scale in all areas ensuring your financing program can grow with your business.

If you are a business owner looking to partner with Fortiva Retail Credit, please click the link below.

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