Our Credit Product
Offerings

Whether you're looking for a private label or a co-branded credit product for your consumers, we've got the solution for your unique business needs.

Get Info

42%

More than 42% of Americans, around 90 million adults, have credit scores below 700 according to fico.com

Fortiva Retail Credit is a leading provider of second look consumer credit at the point of sale across a variety of products and services. We are dedicated to providing our partners with financing solutions that facilitate sales and garner increased loyalty.

Full Suite of Credit Products

Private Label Credit Cards

Keep your consumers coming back and build loyalty with a revolving line of credit that can only be used at your business.

Co-Branded Credit Cards

Give consumers more flexibility by giving them the ability to shop anywhere using a revolving line of credit.

Higher Ticket Values

Increase average basket size and repeat business

Accessorize to complete the look

With greater purchasing power, your consumer may decide a new sofa needs just the right coffee table to complement it.

Opt for the product upgrade

Access to credit provides more flexibility for your consumers to choose upgrade options or select a more premium product.

More Reasons To Choose Fortiva Retail Credit

Risk Management

Our unique and proprietary risk-based underwriting technology leverages proven analytics that look at variables beyond a consumers FICO score when making an approval decision.