We support you.

You make the sale.

Merchants, when your prime lender turns down your customer, you don’t have to lose the sale. Our second look financing option offers a low cost revolving line of credit and the process is easy, fast and paperless.

Are you a consumer?

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The tools and support you need to make the sale.

More Approvals

Our proprietary underwriting quickly prices for risk based on proven analytics. Decades of experience and billions in loans funded allows us to approve more customers.


Instant Decisioning

The Fortiva Retail Credit online process is fast, easy and paperless. A decision in less than 10 seconds gives you the time to concentrate on your customers to close the sale.


Flexible Technology

Our flexible technology solutions integrate with your systems, based on your specs. This means less time implementing the application process, and less sales disruptions.