Customized Credit Products

Expand financing opportunities with our private label, cobrand, and installment loan products.

41%
or 100M Americans have credit scores below 7001
42%
of Americans say their credit scores prevented them from obtaining a product in the past2

Say “Yes” More Often

Fortiva Retail Credit is a leading provider of second look consumer credit at the point of sale across a variety of products and services. We provide our partners with financing solutions that facilitate sales and garner increased loyalty.

Private Label Credit Cards

Keep cardholders coming back and build loyalty with a revolving line of credit that can only be used at your business.

Cobrand Credit Cards

Give cardholders more flexibility by giving them the ability to shop anywhere using a revolving line of credit.

Installment Loans

Provide customers with the ability to finance a purchase through fixed, equal payments over time.

Strategic Retailer Growth

Expand Financing Opportunities

By offering second look financing, more customers could be approved for credit that enables them to make the purchases they need for their daily lives.

Increase Ticket Sizes

With their revolving line of credit or installment loan, customers may purchase more items at once, rather than spacing out purchases.

Build Customer Loyalty

Once a customer has established financing with your business, they are more likely to return to make future purchases.

Powered by Innovation

Risk Management

Risk Management

Our unique and proprietary risk-based underwriting technology platform leverages proven analytics that look beyond FICO scores when making approval decisions.

Customers

Prime Integrations

We partner with leading prime lenders to enable a seamless process for extending credit to more customers.

Promotional Offers

Promotional Offers

Qualified applicants may be offered promotions, such as deferred interest, when they finance their purchase with Fortiva Retail Credit and meet the specified criteria.

Scalable Infrastructure

Scalable Infrastructure

Our 100% cloud-based infrastructure allows you to quickly scale in all areas ensuring your financing program can grow with your business.

If you want to partner with Fortiva Retail Credit, contact us today!