Fortiva Retail Credit* is a technology-driven consumer credit program with a leadership position in the second-look point-of-sale financing market. With 25 years of experience supported by proven analytics models, we empower our merchant partners to approve more customers more often for the credit they need.
Fortiva Retail Credit is committed to supporting the sell-through process to consumers with less-than-perfect credit. With more than 90 million Americans with credit scores of less than 700 — according to published data by Experian** — Fortiva Retail Credit becomes the second option and the perfect solution for those consumers.
The historical results are compelling. Over its decades of experience, Fortiva Retail Credit sourced billions of dollars of loans to create incalculable increased business for its merchant partners.
From the outset, our mission has been to leverage technology to introduce an instant credit alternative — and then to serve its partners and their customers with a seamless experience and outstanding support.
It’s a mission that understandably sparks questions from our prospective partners. That’s why we want to provide you with the research, facts and anecdotal evidence your leadership team needs to make informed and educated decisions about partnering with us.
Ideally, we want you to have an immersive understanding of how our tools overcome obstacles, solve problems and provide a stronger, more collaborative connection with your customers. Fortiva Retail Credit has only one goal — to position you to retain more customers and substantially grow your business in the process.
If you are interested in learning more about Fortiva Retail Credit, please contact us today.
* Fortiva® Retail Credit is a technology-enabled second look point-of-sale consumer credit program underwritten and issued by The Bank of Missouri. The Fortiva Retail Credit program is managed by subsidiaries of Atlanticus Holdings Corporation (NASDAQ: ATLC).
** Experian, 2020 data