Getting Started With Second Look Credit

second look credit partners

There are several things to consider when selecting a second look credit partnership. Some of the largest national retailers in the country choose to partner with Fortiva® Retail Credit* for their second-look financing solutions.

That’s due to our proprietary underwriting technology, our unique and configurable credit products and our seamless technology integration with just a single application.

There is one reason, however, that rises above all others — we make it easy to do business with us and your customers.

Second Look Financing Solutions With Fortiva Retail Credit

Fortiva Retail Credit has decades of experience as the leading provider of second-look consumer credit, offering multiple solutions that help businesses attract, approve, and retain more customers. With a full suite of configurable credit products — including private label, co-branded and general-purpose credit cards — we help retailers remove obstacles for the millions of underserved, everyday Americans.

Fortiva Retail Credit is committed to supporting the financial needs of consumers with less than prime credit. If your business shares that commitment and strives to satisfy more customers and generate higher ticket values in the process, let’s get started.

With just a few simple steps, we can help you to create a robust second-look consumer outreach experience.

  1. Complete our merchant application or contact us directly.
  2. Fortiva Retail Credit’s development team will work with you to understand the goals and objectives of your business. Together, we’ll create a program that maximizes customer approvals while minimizing your costs. We’ll tailor a customized plan that meets your objectives and addresses your budget.
  3. We’ll design your paperless consumer application process. We will integrate the process within your existing platform based on your technical specifications. Just one application accommodates multiple interface options, with hosts from Prime, Retailer, Fortiva, Bureau, GS and third parties.
  4. We’ll assist you in training your store sales associates to leverage these new tools and to provide the best possible customer experience.
  5. We’ll provide 24/7 support for our merchant partners.  We pride ourselves on our mission to deliver a prime experience to the underserved banking population and deliver a best-in-class product to customers who might not otherwise have the experience they deserve.

Fortiva Retail Credit creates award-winning, market-leading, and scalable experiences for its retail partners. We will deliver both speed and flexibility when it comes to meeting your consumer financing needs.

Join our network. If you are interested in learning more about Fortiva Retail Credit, please contact us today.


*  Fortiva® Retail Credit is a technology-enabled second look point-of-sale consumer credit program offering accounts underwritten and issued by The Bank of Missouri. The Fortiva Retail Credit program is managed by subsidiaries of Atlanticus Holdings Corporation (NASDAQ: ATLC).

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